Our Services
Argyle offers seamless solutions for a variety of merchants. From retail to e-commerce, startups to specialized verticals, we develop payment offerings based on merchant needs.
SERVICES
Solutions for a variety of merchants.
From POS setup to gateway integration, our deployment and technical support team is here to set you up for success.
Credit Card Processing
We understand how critical it is for business of all sizes to establish and maintain a reliable credit card processing solution. Reach out today to learn more about solutions for POS, mobile, integration, and more!
Specialized Verticals
From affiliate marketing to CBD, we understand that some verticals require additional support in order for business to thrive. For these specialized verticals, partnership really takes center stage.
POS Solutions
Dejavoo QD2, Pax A920 Pro, and more! Contact us today to get the right POS solution for your business needs.
Dual Pricing
Implementing dual pricing can significantly reduce processing fees for qualifying businesses. Let our team walk you through the process.
Chargeback Mitigation Solutions
Learn more about chargebacks, including how they come about and how they can be mitigated. Our team is well versed in chargeback trends across several industries and is ready to help you optimize your business practices.
Credit Card Processing
Serving small and medium-sized businesses is a key focus for Argyle. We understand the need to establish and maintain simple, reliable credit card processing solutions that support your growth and success, and are well-equipped to partner with you.
Credit Card Processing
Easily set up and manage your payment transactions, in-store and online. Whether you operate a boutique shop, a cafe, or a website, our team is ready to develop a solution that meets your specific requirements:
- Payment Terminals: Our compact and intuitive payment terminals are perfect for your retail store. Accepting credit and debit card payments becomes a breeze with these easy-to-use devices. Simply plug them in and start processing payments securely and efficiently.
- Ecommerce Integration: If you have an online store, our ecommerce integration solutions seamlessly integrate with your website, making it effortless for your customers to pay for their purchases. With secure payment gateways and simple checkout processes, you can provide a smooth online shopping experience.
- Mobile Payment Solutions: For businesses on the move, our mobile payment solutions are the perfect fit. Transform your smartphone or tablet into a portable point-of-sale system and accept payments wherever you go. Convenient, flexible, and secure, our mobile payment solutions make transactions a snap.
- Payment Security: We prioritize the security of your customers ' sensitive payment information. Our services adhere to the highest industry standards, ensuring data encryption and fraud prevention measures are in place to protect against unauthorized access.
- Transparent Pricing: We believe in providing transparent and affordable pricing for our credit card processing services. Say goodbye to hidden fees and confusing contracts. We offer competitive rates and straightforward pricing structures to help you manage your costs effectively.
At Argyle, we strive to provide reliable, easy-to-use, and secure credit card processing services. Focus on what you do best – serving your customers – and leave the payment processing to us.
Contact us today to learn more about how our credit card processing services can help your retail or ecommerce business thrive.
POS Solutions
Having the right hardware and software for your business is critical to supporting your cash flow and growth. At Argyle, we support a vast array of equipment and service providers to get you what you need, when you need it.
We support a wide range of point of sale devices, gateways, chargeback mitigation, and fraud prevention software, including but not limited to:
- Gateways: NMI, Auth.net, FluidPay
- POS: Dejavoo, Pax, and more!
Retail business operations deserve a service provider with the product knowledge and sense of urgency they need to thrive. Contact us today to learn more.
Reach out to our team to learn more about POS devices and processing capabilities today.
Dual Pricing
Implementing a dual pricing program can be a complex process for businesses. Depending on where you do are based, legal considerations, customer perception, and equipment requirements must all be considered to ensure an effective and compliant program.
First, it is important for businesses to ensure that their dual pricing program is aligned with all applicable state and federal laws and regulations. Failure to do so can result in fines and legal action. A credit card processor can help businesses ensure that their dual pricing program is compliant by providing guidance and support throughout the implementation process. Proper pricing setup and signage, among other things, are crucial.
Second, businesses may also face challenges with customer perception. Some customers may not be familiar with the concept of dual pricing and may perceive it as an unfair pricing strategy. It is important for businesses to clearly communicate the dual pricing policy to customers and to ensure that they understand the benefits of paying with cash. A credit card processor can help businesses develop effective communication strategies to help customers understand the dual pricing policy.
Lastly, businesses will need to invest in the necessary equipment to implement a dual pricing program. This may include point-of-sale terminals, signage, and other hardware and software. Our sales agents as well as our customer service team members are well equipped to help you with the right equipment and provide support for installation and setup.
With the right support, businesses can significantly reduce fees and improve their bottom line with a well-implemented dual pricing program. Contact us today to get started.
Chargeback Mitigation Solutions
Chargebacks have gained visibility in recent years as business owners recognize the impact they can have on their operations and income potential.
When a customer disputes a transaction and initiates a chargeback, the chargeback process typically begins with the card issuer, which could be a bank or other financial institution. The issuer then contacts the merchant acquirer, which is typically a company that provides payment processing services to the merchant, to notify them of the chargeback.
Once the acquirer receives notification of the chargeback, they will usually work with the merchant to investigate the dispute and gather evidence to support their case. The merchant can then decide whether to accept the chargeback or challenge it through the chargeback representment process.
In recent years, both Visa and Mastercard have made changes to their chargeback policies and procedures to make the process more efficient and transparent. For example, Visa introduced the Visa Claims Resolution (VCR) process in 2018, which is designed to simplify and streamline the chargeback process by using automation and data-driven decision-making. Mastercard has also made changes to its chargeback policies in recent years, such as increasing the time limit for merchants to respond to chargebacks and introducing a new system for categorizing chargebacks based on the reason for the dispute. Even with recent changes and improvements, merchants often miss out on the tools and best practices that minimize the financial implications associated with chargeback issues.
As a business owner, it is important to stay informed about these changes. Working with a trusted payment processing provider can help you navigate the chargeback process and protect your business from the negative effects of chargebacks.
The Argyle team is well versed in chargebacks and works with our merchants in all facets of chargeback management. From setup with specialty software or service providers to assisting with day-to-day account monitoring and mitigation planning, contact us today to learn how we can optimize your business practices.
Have a question?
Not sure exactly what you’re looking for or just want clarification? We’d be happy to chat with you and clear things up for you. Anytime!
Email Us
Specialized Verticals
From affiliate marketing to CBD, we understand that some verticals require additonal support in order for business to thrive. For these specialized verticals, partnership really takes center stage.
Alternative Products
The credit card processing landscape for alternative products such as CBD, hemp, or kratom can present unique challenges for business owners cognizant of the many regulatory requirements and ever-changing best practices in the space. While these products have gained popularity and consumer interest, they can face additional scrutiny and limitations compared to more established products.
For those unfamiliar, below is a brief overview of some of the more common alternative products gaining popularity today:
- CBD (Cannabidiol): CBD is derived from cannabis plants and is known for its potential health benefits. However, due to the complex legal status of cannabis-related products, credit card processing for CBD can be challenging. Many financial institutions and payment processors are cautious about working with CBD businesses due to varying regulations at the federal, state, and local levels. This cautious approach can result in limited options and higher fees for CBD merchants.
- Hemp: Hemp, a variety of the cannabis plant with low levels of THC, has gained recognition for its industrial uses and potential health benefits. The passage of the 2018 Farm Bill in the United States legalized the cultivation and sale of hemp-derived products. While this has improved the situation for credit card processing, some financial institutions and processors may still treat hemp-related businesses cautiously or apply additional requirements due to ongoing regulatory complexities.
- Kratom: Kratom is a tropical plant native to Southeast Asia, and its leaves are used for various purposes, including pain relief and mood enhancement. The legal status of kratom varies across different countries and states, leading to challenges in credit card processing. Some financial institutions may view kratom businesses as high-risk due to legal and regulatory uncertainties, making it more difficult to find reliable payment processing solutions.
Because of the nuances associated with selling these products, we have observed that many of the most successful businesses have taken a thoughtful and measured approach to their operational setup and growth. This generally includes thorough legal due diligence, comprehensive product vetting, and partnership with banking and payment processing partners who understand industry norms and best practices.
Whether your business offers a handful of alternative products or specializes in them exclusively, having specialized vertical support can drive significant business advancement. Contact us today to learn more.
Direct Marketing
Credit card processing for direct marketing merchants, including both one-time sales and recurring sales, can vary based on several factors, including the nature of the products or services being offered, the marketing methods employed, and the billing method:
- Products & Services: The types of goods and services prominent in direct marketing are in a constant state of flux, aligning to changing consumer preferences. From health and wellness products to home and kitchen gadgets, apparel to educational products and digital goods, the evolving nature of direct marketing goods can present issues when merchants look for credit card processing services. Banks and processing partners may not have sufficient understanding of the goods or their associated consumer preferences and purchase patterns.
- Marketing Tactics: Ensuring compliance with card brand and bank requirements is crucial to supporting growth and mitigating credit card processing interruptions for direct marketing business. Refraining from unauthorized endorsements, excessive urgency in sales verbiage, etc. can help merchants to protect their credibility and help consumers make better buying decisions, decreasing the likelihood of chargebacks or complaints.
- Billing Method: What products or services are sold is one thing, however the billing method is also a relevant consideration when merchants search for credit card processing services.
- One-Time Sales: For direct marketing merchants conducting one-time sales, the credit card processing landscape generally offers a variety of options. Traditional merchant account providers, payment gateways, and third-party processors often cater to one-time sales. These solutions allow merchants to accept credit card payments securely and efficiently. Merchants can choose from a range of payment processing providers based on factors such as pricing, features, and integration capabilities.
- Recurring Sales: Recurring sales, such as subscription-based models or installment plans, introduce additional considerations for credit card processing. Merchants must have mechanisms in place to securely store and manage customer payment information, as recurring transactions require ongoing authorization. Merchants can choose from payment processors specializing in recurring billing or subscription-based services. These processors typically offer features like automated recurring billing, customer management portals, and enhanced fraud prevention tools to support the specific needs of merchants in this space.
Credit card processing options for direct marketing merchants vary based on a myriad of factors. The specific goods and services, along with their marketing tactics and billing method options, can have significant implications on their ability to reliably process credit card payments. Choosing a merchant service provider with a deep working knowledge of their business model and the current industry trends can provide a different level of account service and scalability. Contact us today to learn more.
Have a question?
Not sure exactly what you’re looking for or just want clarification? We’d be happy to chat with you and clear things up for you. Anytime!
Email Us
